Terms & Conditions

Effective Date: July 2, 2026

Welcome to The Barbara Journal (“Website,” “we,” “our,” or “us”). By accessing or using this Website and purchasing any digital products, you agree to be bound by these Terms & Conditions.

If you do not agree with these Terms, please do not use this Website.

1. Website Owner

The Barbara Journal is owned and operated by:

Kelvin C. Marshall
10189 Snowflake Ln
Cincinnati, Ohio 45251
United States

Phone: +1 (513) 708-0849

2. Products

We sell digital educational materials, including digital textbooks, journals, downloadable PDF files, and related educational resources.

No physical products are shipped.

3. Orders

By placing an order, you represent that:

  • you are legally capable of entering into a binding contract;
  • all information you provide is accurate;
  • you are authorized to use the payment method submitted.

We reserve the right to refuse or cancel any order at our discretion.

4. Pricing

All prices are displayed in the currency shown on the Website.

Prices may change without prior notice.

Applicable taxes will be calculated where required.

5. Digital Delivery

After successful payment, your purchased product will be made available for download or online access.

You are responsible for downloading and securely storing your purchased files.

6. User Accounts

If you create an account, you are responsible for:

  • maintaining the confidentiality of your login credentials;
  • all activities occurring under your account.

Notify us immediately if you believe your account has been compromised.

7. Intellectual Property

All content on this Website is protected by copyright and intellectual property laws.

Nothing on this Website transfers ownership of any intellectual property to the purchaser.

8. Prohibited Uses

You agree not to:

  • copy or redistribute digital products;
  • upload products to file-sharing websites;
  • reverse engineer or modify the products;
  • use automated software to access the Website;
  • engage in fraudulent or unlawful activity.

9. Disclaimer

Educational materials are provided for informational and educational purposes only.

We make no guarantee regarding individual educational outcomes.

10. Limitation of Liability

To the fullest extent permitted by law, Kelvin C. Marshall shall not be liable for indirect, incidental, consequential, or special damages arising from the use of this Website or any purchased products.

11. Governing Law

These Terms are governed by the laws of the State of Ohio, United States.

12. Contact

Questions regarding these Terms may be directed to:

Kelvin C. Marshall

10189 Snowflake Ln

Cincinnati, Ohio 45251

United States

Phone: +1 (513) 708-0849